I live on less but I don't owe

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I mean to be fair I'm probably using the more expensive end.

I'm sure you could find cheap housing in high crime areas but most people want to live a comfortable life.

So the average house is like $500,000 or so I've heard, and rents are like $2,000+.

Cars are probably the primary variable since people are buying like $80,000 Ford F-150s when you could get a used car for like $10,000 to $20,000.

And then like groceries/fast food are at least anywhere between $400 to $600 per person/month.