Thanks for your valuable input to the conversation. I don't need you to believe me. When I use my credit card, I pay $0 transaction fees and the transaction is instant. My point is: how are merchants incentivized to replace their POS systems if they're dealing with the wait and the headaches vs a small cc processing fee? The girl at the place today didn't even know they took BTC and had to ask someone. 🤷‍♂️