You make a good point with credit card settlements. But those affect the merchant and not me as a consumer. In fact, it benefits me more to have protections against fraud. So no transaction fee, instant payment, and fraud protections. Not really swaying me. Then the merchant has to liquidate all the BTC so he can pay his employees.

Don't get me wrong. I'm all for crypto. I'm an enthusiast and I'm learning. Not an expert at all (make no claim to be at any point). Just throwing out random thoughts as a consumer.

Thanks for your valuable input to the conversation. I don't need you to believe me. When I use my credit card, I pay $0 transaction fees and the transaction is instant. My point is: how are merchants incentivized to replace their POS systems if they're dealing with the wait and the headaches vs a small cc processing fee? The girl at the place today didn't even know they took BTC and had to ask someone. 🤷‍♂️

happy to nominate myself as lead maintainer tho. according to WSJ nobody wants the job and I don’t have much else to do so I’ll take one for the team for few weeks I guess? 🤷‍♀️

Next thing you know you’re in a bathrobe in Vegas with a lunatic in an orange wig.