I think that fractions of a penny don't require the same amount of security and paranoia that your hodl does. You selected metrics from the most no care use of sats there is.

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Some bathing suits I've owned have a little mesh pocket on the inside of the waistband. I am comfortable putting a folded $20 bill in there, in case I want a sno-cone or something. If the ocean decides it's gonna take that $20, so be it...I accept the risk for the functionality it offers.

Not gonna put my life savings in that little pocket, though.

Imagine 8 billion people will thinking the same way you guys think and using custodial lightning ! Rekt !

I wouldn't call less than 10k sats rekt.

"If [Bill] Gates was walking down the street and saw a quarter, he (in theory) would definitely not pick it up. In order to have the relatively same amount of money on the street that it would be worthwhile to him, Bill Gates would have to stumble across $45,000 on the ground."

Look you all made custodial lightning sound so scary this poor soul doesn't even have a wallet set up.