I asked what debt am I “choosing” to pay. I knew you would mention something out of our control lol. That’s not really a choice. That is totally different and ignores the point here.
Discussion
I don't think you're even trying to understand what I'm saying so I'm just going to pull a Satoshi.
"If you don't believe me or don't get it, I don't have time to try to convince you, sorry."