Replying to Avatar calle

You simply don't know how good PlebQR is. I've been basically living on Bitcoin for the past couple of weeks and purchasing food, drinks, clothes, tickets with the sats I earn by shitposting on Nostr.

PlebQR is an unstoppable peer-to-peer Bitcoin to fiat on and off-ramp. Every Bitcoiner deserves to have this. Read on and maybe it'll inspire you to create something similar for your region too.

In Thailand, like in many other places in the world, especially in Asia, the most common digital payment methods aren't credit cards, they're QR codes. All sorts of QR codes from many different fiat payment providers. Shitty ones, good ones, it doesn't matter. As long as it's a QR code, it'll work for us.

Here's where PlebQR comes in. PlebQR is what I would call a Let-me-pay-for-you app. It matches you, the person who wants to pay for a drink with Bitcoin, with a random stranger on the internet who wants your Bitcoin and pay your fiat QR bill in return!

The UX is straightforward: You scan the QR code at the store, pay a Lightning invoice, and wait for the payment. No sign up needed and with incredible privacy.

It works best when you're not in a hurry and when there isn't a line of people waiting behind you. Those cases are surprisingly common, think restaurant bill, or at the flea market. Right now, it usually takes a minute or two for the payment to clear but it'll get faster as more people use it.

The best part though isn't that it just enables Bitcoin payments for basically everything and everywhere. It's that it represents a different, more natural form of decentralized trading that can't be stopped, and that isn't about buying and selling Bitcoin, but about spending it.

I wish you could try it out some time.

Pure magic Internet money ✨

Is there a global marketplace app for this?

There seems to be more than a dozen apps that do this in different regions. Pooling liquidity would be a great unlock.

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Same here

I was surprised to learn about BLIK in Poland. So I was chatting with our robot friends to learn if there are similar p2p systems in outher EU countries. If we could replicate what Poles did, this would be HUGE. Here's a full list:

| Country | Payment system |

|---|---|

| Austria | Express-Transfer (bank instant services), MeinElba (bank apps) |

| Belgium | Bancontact Mobile, Payconiq by Bancontact |

| Bulgaria | Local bank mobile apps (instant), ePay (card services) |

| Croatia | m-Transfer (bank apps) |

| Cyprus | Local bank mobile apps (instant transfers) |

| Czech Republic | Instant bank transfers via bank apps |

| Denmark | MobilePay |

| Estonia | Bank apps / Mobile-ID instant transfers |

| Finland | Siirto (now integrated into bank apps) |

| France | Paylib, Lydia (fintech P2P), bank app instant transfers |

| Germany | giropay, Kwitt (Sparkassen), SEPA Instant via banks |

| Greece | Bank mobile apps (instant), Viva Wallet P2P |

| Hungary | Bank app instant transfers, fintech apps |

| Iceland | Bank app instant transfers |

| Ireland | Bank app instant transfers, Revolut and fintechs |

| Italy | Bancomat Pay, Satispay, MyBank, bank app instant transfers |

| Latvia | Bank app instant transfers |

| Lithuania | Paysera, bank app instant transfers |

| Luxembourg | Bank app instant transfers |

| Malta | Bank app instant transfers, fintech apps |

| Netherlands | iDEAL (e‑commerce), Tikkie (ABN AMRO P2P) |

| Norway | Vipps |

| Poland | BLIK |

| Portugal | MB WAY |

| Romania | Bank app instant transfers, fintechs (e.g., Revolut) |

| Slovenia | FLIK |

| Slovakia | Bank app instant transfers (e.g., Tatra banka) |

| Spain | Bizum |

| Sweden | Swish |

| Switzerland | TWINT |

| United Kingdom | Faster Payments (bank-backed), bank app P2P (Monzo, Revolut) |

"Notes: This list emphasizes nationally used P2P/payment schemes or widely adopted bank-backed instant transfer services in European countries; coverage and features vary (QR, phone-number transfers, one-time codes, ATM withdrawal)."

I don't see any street vendors in Spain that accept Bizum. Only cash and cards... Bizum is for paying peer-to-peer using mobile phone numbers, and the tax office (hacienda) is seeing all these payments.

Nice! The try now button doesnt work tho...