You simply don't know how good PlebQR is. I've been basically living on Bitcoin for the past couple of weeks and purchasing food, drinks, clothes, tickets with the sats I earn by shitposting on Nostr.

PlebQR is an unstoppable peer-to-peer Bitcoin to fiat on and off-ramp. Every Bitcoiner deserves to have this. Read on and maybe it'll inspire you to create something similar for your region too.

In Thailand, like in many other places in the world, especially in Asia, the most common digital payment methods aren't credit cards, they're QR codes. All sorts of QR codes from many different fiat payment providers. Shitty ones, good ones, it doesn't matter. As long as it's a QR code, it'll work for us.

Here's where PlebQR comes in. PlebQR is what I would call a Let-me-pay-for-you app. It matches you, the person who wants to pay for a drink with Bitcoin, with a random stranger on the internet who wants your Bitcoin and pay your fiat QR bill in return!

The UX is straightforward: You scan the QR code at the store, pay a Lightning invoice, and wait for the payment. No sign up needed and with incredible privacy.

It works best when you're not in a hurry and when there isn't a line of people waiting behind you. Those cases are surprisingly common, think restaurant bill, or at the flea market. Right now, it usually takes a minute or two for the payment to clear but it'll get faster as more people use it.

The best part though isn't that it just enables Bitcoin payments for basically everything and everywhere. It's that it represents a different, more natural form of decentralized trading that can't be stopped, and that isn't about buying and selling Bitcoin, but about spending it.

I wish you could try it out some time.

Pure magic Internet money ✨

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Discussion

Thailand only afaIk

Someone else pays the merchant on your behalf? Wow wow wow Cool idea

Where else could we apply this?...

Ez elég beteg megoldás, I like it.

Everywhere

Zomg! 🐬 This is huge?!

Wow

This is crazy shit. The IRS regrets this app 🤣

Why do you think taxes are not included in these transactions?

pretty sure he is talking about capital gains and not sales tax.

Danke dir! ☺️

Thank you for tagging us!

Thank you for the service you're providing to lovely people of Thailand. The idea is so clever. It should be replicated wherever possible.

This is how it has to be done. I am happy someone actually implemented this obvious solution. Thanks for sharing.

This is the best way to get rid of fiat, while adhering to local laws. Even CBDCs should not be able to survive this. Well done.

nostr:nevent1qqsydq808q09zlgx4fzu5jm2jeh2vr8tqaran5whzxmmpjx5qjkzwggprdmhxue69uhhyetvv9ujuumwdae8gtnnda3kjctv8g6nwq3q2rv5lskctqxxs2c8rf2zlzc7xx3qpvzs3w4etgemauy9thegr43sxpqqqqqqzehjzmc

It's got to be so much faster and once it works it is just there. awesome.

That is really awesome. Forwarding this to a friend who is currently visiting Thailand.

This is great. Thanks for sharing!

... If you're in thaï.

I just use 2fiat.com

I love this idea. Something as simple as a bot on a group chat. "Here are the fiat payment QRs $9.69 for 10101 Sats." I wonder how it can be made fast or to finish in a guaranteed time? Perhaps a bot that is instant for 10% more sats

We are going to win🙏🧡💜

Calle have you used 2fiat.com?

Yes it's great

So if you swapped out the store qr code, and used your own personal prompt pay qr code, you could technically use plebqr's infrastructure as a p2p exchange

I'm really looking forward to the day when it can be used in China.

Link to those curious: https://plebqr.com/

Is there a global marketplace app for this?

There seems to be more than a dozen apps that do this in different regions. Pooling liquidity would be a great unlock.

Also interested

Same here

I was surprised to learn about BLIK in Poland. So I was chatting with our robot friends to learn if there are similar p2p systems in outher EU countries. If we could replicate what Poles did, this would be HUGE. Here's a full list:

| Country | Payment system |

|---|---|

| Austria | Express-Transfer (bank instant services), MeinElba (bank apps) |

| Belgium | Bancontact Mobile, Payconiq by Bancontact |

| Bulgaria | Local bank mobile apps (instant), ePay (card services) |

| Croatia | m-Transfer (bank apps) |

| Cyprus | Local bank mobile apps (instant transfers) |

| Czech Republic | Instant bank transfers via bank apps |

| Denmark | MobilePay |

| Estonia | Bank apps / Mobile-ID instant transfers |

| Finland | Siirto (now integrated into bank apps) |

| France | Paylib, Lydia (fintech P2P), bank app instant transfers |

| Germany | giropay, Kwitt (Sparkassen), SEPA Instant via banks |

| Greece | Bank mobile apps (instant), Viva Wallet P2P |

| Hungary | Bank app instant transfers, fintech apps |

| Iceland | Bank app instant transfers |

| Ireland | Bank app instant transfers, Revolut and fintechs |

| Italy | Bancomat Pay, Satispay, MyBank, bank app instant transfers |

| Latvia | Bank app instant transfers |

| Lithuania | Paysera, bank app instant transfers |

| Luxembourg | Bank app instant transfers |

| Malta | Bank app instant transfers, fintech apps |

| Netherlands | iDEAL (e‑commerce), Tikkie (ABN AMRO P2P) |

| Norway | Vipps |

| Poland | BLIK |

| Portugal | MB WAY |

| Romania | Bank app instant transfers, fintechs (e.g., Revolut) |

| Slovenia | FLIK |

| Slovakia | Bank app instant transfers (e.g., Tatra banka) |

| Spain | Bizum |

| Sweden | Swish |

| Switzerland | TWINT |

| United Kingdom | Faster Payments (bank-backed), bank app P2P (Monzo, Revolut) |

"Notes: This list emphasizes nationally used P2P/payment schemes or widely adopted bank-backed instant transfer services in European countries; coverage and features vary (QR, phone-number transfers, one-time codes, ATM withdrawal)."

I don't see any street vendors in Spain that accept Bizum. Only cash and cards... Bizum is for paying peer-to-peer using mobile phone numbers, and the tax office (hacienda) is seeing all these payments.

Nice! The try now button doesnt work tho...

will try it ... hope the waiting time isn't tooo long

wait, the QR code you scan is static and not akin to an invoice?

It's a fiat QR. Someone else pays fiat for you, and receive the sats you paid. Essentially it's a BTC/fiat/"goods or services" 3-party trade.

Yes, I understand that. I am asking about it being static, bcs it seems to me that they have it printed on a paper. Which seems strange, because then multiple customers will be paying to the same fiat qr address.

and customer would have to enter amount manually. Well, it does not matter I suppose. I am happy that it exists 😄.

sounds like a great experiment

Curious how usable this would be just doing currency exchange from a credit card outside of Thailand. Most are happy to do the exchange for a small fee -- often smaller than the spread on existing p2p methods.

Ahh looks like they have a 500 THB limit with the intention of NOT turning this into a siphon to remove Bitcoin from the country to foreigners.

That actually makes a lot of sense. Guess I'll just hope this turns into something we copy over here in the US. Toasttab (a restaurant tablet POS) sure uses QR codes for payment in a lot of restaurants and the time around when those are paid sure does seem to match up with the time expectations here, given that there is always going to be more of a delay than paying the code yourself rather than waiting for someone online to do it.

Sadly I am realizing that most restaurants I go to actually don't turn this feature on, and instead just process cards at the table. Presumably to feel more "personable."

Still, some do print the QR codes on the bill, and presumably we wouldn't need a TON for a proof of concept.

5000THB

cool stuff ! thanks for sharing !

Cool

Something like this could integrate with Twint and in Switzerland.

Very interesting

Yes

nostr:npub1k3g092rlzvn7nftz3jte9pkx63zp705nh78r6hjpjm55fjg7r2cqx8stj3 was created exactly to achieve the same "basically living on Bitcoin" dream here in Poland.

Besides the p2p, privacy and unstop-ability aspect of it - which is cypherpunk AF - it also gives people wanting to live on Bitcoin an important advantage of being able to exchange your bitcoin for tangible things that you can feel you actually "own" and now in your hand like groceries, meal at a restaurant that you just consumed, or even cash from an ATM.

Unlike when using exchanges (even decentralized non-kyc like robosats, hodlhodl and others), you still mostly need to receive the fiat in some sort of bank account or fintech app thingy, which opens the possibility of being scammed by people asking platforms like revolut/wise for charge back.

In such cases usually those platforms require you to prove that the fiat origin was for a legal trade of some sort, you might have difficulties in proving that the anonymous trade of your bitcoin is in fact your identity, since they operate in a KYC, centralized, proof-of-identity world.

This basically means that you sent your bitcoin but you now hold "fiat" which is not in your actual possession, and you need someone's permission to use/spend it.

Spending your bitcoin in things or services that you already have consumed or hold in your hand is such a powerful feeling, you rather cannot be rug pulled in this way, and with that comes a feeling of freedom and sovereignty.

Another nice aspect of it is that now you have a much better answer when your normie friends come at you with the argument against bitcoin: "But you cannot spend it practically anywhere".

Here's a quick summary of the amount of places in Poland you can now spend your Bitcoin anonymously/privately and non-KYC, so shut the fuck up!

Now the issue is not finding places where you can spend your bitcoin, but rather: is there enough people wanting to live in a Bitcoin Standard and wanting to spend their bitcoin?

Demand for non-KYC bitcoin is here and will only probably increase in near-term because of more regulation and control.

nostr:npub1k3g092rlzvn7nftz3jte9pkx63zp705nh78r6hjpjm55fjg7r2cqx8stj3 fills this demand, but we need more people wanting to actually spend their bitcoin and creating more offers in tools like nostr:npub1l8ktdyyhwxh4ty5cf48tl72g8ra286nr9klmvqznvk3aqyjkucgsem97q9, nostr:npub1k3g092rlzvn7nftz3jte9pkx63zp705nh78r6hjpjm55fjg7r2cqx8stj3 and others.

Remember:

If you don't want to spend your bitcoin, you still have too much fiat.

#bitcoin #everyday #money

As a user of both making and taking trade offers I can attest that BitBlik does work as advertised. BLIK is basically everywhere and that makes living on Bitcoin Standard a breeze.

And BLIK as a payment rail is expanding to EURO countries.

Shhh, but this combo may be massive 🤞

can you make a video a show us how its working??

I suppose I could. Are you in Poland and would use it with PLN, or just curious/researching?

I demoed it yesterday even. But let me check first with nostr:npub1g5rwqnjtwpuuuplr36v82eu2sxkn8fzkc6tdwz8036dzmrqkhgzqm6qq0t: do you have a bitblik demo recorded?

Didn’t know this existed but we will be visiting Poland soon now to test it out and spend some sats.

Ok cool. Is it working already though? Installed it and I cant seem to select a ‘coordinator’

Interesting, it seems to load in the coordinator on an android/osx device but not on an ios device… no matter what browser i try.. same internet connection

This is absolutely mind-blowing Living on Bitcoin in the real world is the dream we’ve all been waiting for, and your experience with PlebQR makes it feel so achievable. It’s inspiring to see how decentralization is literally putting food on the table and clothes on your back. Your post isn't just a review it's a glimpse into the future of financial freedom.

Thank you for sharing this 'Pure Magic'! I’m learning so much from your journey. Would love to see more of these insights from you. Stay legendary!

As we say in Old Blighty ‘this is the mutt’s nuts’. Wish I was a dev so build shit like this.

It seems like this could be advanced by having fiat users deposit the cash they want to sell ahead of time and their balance could be drawn down over time as it is used by QR scanners... less waiting perhaps...

That would then require signing up and KYC

This is fucking brilliant! 💪🏼🔥🧡

Very based!

This seems like a great idea and a perfect fit for bitcoin. It reminds me of early demonstrations of remote payments by sharing a bitcoin "invoice" qr code with a willing payer via livestream or just text. I think Roger Ver demoed that use case back in the early days.

Since this 33me to involve payment via credit or debit card, I'm curious about how charge-backs are dealt with.

I think in-person transactions generally are "insured" so to speak by the payer being present and maybe even on camera. It seems like the remote payer could potentially game a system like this because they are anonymous, off camera, and could just accept the bitcoin and then do a charge-back at some point afterwards.

Maybe the protection is that their credit/debit card company would flag this sort of activity if it happened too frequently?

When earning, spending, and privacy all meet naturally, you know something important is happening.

Super interesting! Makes me want to go to Thailand!

That sounds so complicated. Why not just use a bitcoin credit card? What you have just described would put most people off.bjtckin for life.

Yeah, but centralized and works with only a few affiliated payment processors. Still a great service tho.

I love it 💝

Enseñar a la población a utilizar QR para realizar transacciones facilita la entrada de nuevas plataformas de pago que para los usuarios puede suponer no necesitar más infraestructura que la pantalla de su móvil o una hoja de papel.

Debemos reforzar la enseñanza de este gesto.

nostr:nevent1qqsydq808q09zlgx4fzu5jm2jeh2vr8tqaran5whzxmmpjx5qjkzwggprdmhxue69uhhyetvv9ujuumwdae8gtnnda3kjctv8g6nwgt7e0v

It’s amazing - works really well. I am surprised at how much it is already used - multiple chances to pay for someone and pick up sats each day…

took a second for me to grok how this works. anyone can make a traditional qr code payment if they have a picture of it. plebqr is a marketplace where you pay someone (in bitcoin) to pay (in fiat) a qr code that you post. this creates an informal on-ramp / off-ramp: you've exchanged bitcoin for fiat, and someone else has exchanged fiat for bitcoin

:chef-kiss:

nostr:nevent1qvzqqqqqqypzq5xeflpdskqvdq4swxj59793uvdzqzc9pzatjk3nhmcg2h0js8trqqsydq808q09zlgx4fzu5jm2jeh2vr8tqaran5whzxmmpjx5qjkzwggqh7z7x

Thanks for pointing this out. I can confirm it works well.

Fast too: 1 or 2 minutes (but not at 0200). haha.

I will be using this a lot since kasikorn bank told us their mobile banking app will require me to buy a new phone in a few days time. :(