More people need to learn math because I am sure all this info was in the paperwork she signed but I guess “owning her own home” took precedence over common sense. That said, the real problem is the fiat system that inflated home prices exponentially
Discussion
Increasing money supply and allowing banks to issue cheap credit (low interest rates) while ensuring demand is high using mass immigration is the fundamental that is wrong.
Bitcoin helps you to see things so differently, and personally do not advocate home buying now. At least renting you can just move easily, but with local governments fiddling with planning laws to increase housing density for all the new immigrants, its a total train wreck.