I gotta look into Portainer/Proxmox.

I have to say though I do like the convenience of just hitting install in an "app store" UX and everything else being automatic.

It's kinda like Arch vs Ubuntu. Can I use Arch? Absolutely. Can and have.

But do I prefer to not have to dive into config files whenever I wanna change some settings? Also yes.

And especially when it's something that holds money and transmits it - that's something I'd rather have "just work" with minimal config.

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Even if you still want to use the node-in-a-box setup, Proxmox is great to segment out the services. First instance of Umbrel or Start9 with just your node and payment apps running in on VM and another VM running the self-hosting type stuff. Or to run several node packages on one machine.

Tipi is a fun one to mess with.

https://www.runtipi.io/