That is because you are early. Competition will creep up in the future and this only happens with Bitcoin lending tools. If I can get as much Bitcoin collateral as possible, then I will be better off in the future.
So in the future will it be possible to offer a competitive Bitcoin discount and then using that collateral to borrow and make up the difference for materials and supplies at today's cost. As time goes on, my Bitcoin collateral will pay off the loan just by existing as long as I keep working and adding value. I'm borrowing the future value of my stack today in order to grow my business quicker. But I do see your point, I just don't think future Bitcoin businesses can compete once the markets get saturated with value. But I will say, once these young bitcoin businessea grow up, they may not offer that Bitcoin discount anymore, it served its purpose and now it's possible to say no to the customer if the value doesn't align.
