Now I 100% could look this up myself but am taking the lazy route… Sorry.

How does it work with logging into accounts on a phone? My understanding is that you have to plug it in via USB, am I just completely wrong on that?

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Depends on the model but the 5C NFC (best one for daily carry imo) can authenticate via direct plug or NFC.

Ah of course, NFC. Def about to look into getting one. Thanks for the rec.