Awesome, thank you!
1. A mint cannot selectively rug you, they must rug everyone.
2. Check out fedimint, it is a different ecash system that is designed to be federated as you described.
3. Check out proof of liabilities for another approach to minimise risk in this domain. https://gist.github.com/callebtc/ed5228d1d8cbaade0104db5d1cf63939
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