Say, I invented a new way of doing payments. Nothing complicated, just never tried before. But this business model is not covered by any existing “crypto” license.

Do I just do it? Or do I ask for permission to do it, likely getting a “no” or risking years of delays waiting for a “yes, but with these numerous conditions”?

If not for bureaucracy, we’d surely be way more ahead today.

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A wise engineering manager I once worked for used to tell us

"You can do anything you haven't been told not to do..." "... Recently."

He also used to say that it is far better to ask for forgiveness than for permission...

Common law says--and I personally believe--that governments and bureaucrats have no legitimate authority over us. As long as we're not harming someone else, we should be absolutely free to do any good thing.

So, FWIW, I say go for it!😃

Definitely, forgiveness > permission!