On Bisq I routinely buy with NEGATIVE premiums even. So, under price market (even after factoring in network and exchange fees, if the purchase is big enough). And no KYC. Why wouldn't people use this, it baffles me.

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Bisq is amazing. Newcomers not using it I can understand. For the rest, I don’t get why purchasing KYC is even an option

I mean even if you're OK buying KYC-tainted BTC. Why would anyone use a wallet or apps or some such?

If you don't mind being doxxed, buy from an CEX and at least save on premiums and fees and get the "real" price. I just don't get it.

Convenience for newcomers I guess. Maybe their first experience buying is with Primal. No signing device or node yet.

Similar to getting their first experience on Coinbase a few years back.

Facts

Need my direct deposit to hit straight into cold storage. Both deposits are 100% BTC, I'm using the stuff like its currency. Non Kyc Direct deposit into a cold card would be wild.

That would be amazing