Is Sparrow Wallet an acceptable method of self-custody? I only have a small amount, and it’s sitting on strike right now. But as it reaches large enough chunks, I would like to move it into something I controlled directly. I’m not sure if the ledger is the right way to go about that because if it breaks, then I have to spend $100 to replace it. But Sparrow can just be on my laptop.

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Blockstream jade is better than a ledger. Both work with Sparrow.

Thank you will looking it up :)

Regardless you should have your seed words backed up elsewhere so if the device breaks you can put the words in on a new device, they're all bip-39 compatible

Dont generate your keys on your laptop. Do that part offline, on the hardware wallet.

BitKey might be better as it is 2 of 3 multisig with recovery