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Somewhat comforting take from Marty Bent on the chokepoint issue:

https://tftc.io/martys-bent/issue-1323/?ref=martys-bent-newsletter

Still I gotta wonder about Cory K's Citibank status ... and Strike's current problem getting Plaid to connect to Ally Bank. It still seems a bit like a gathering "Then they fight you" effect to me.