Chivo is El Salvador only. It's not a lightning wallet. Strike, Bitcoin beach, Peach etc. are remittance apps built on top of lightning, not lightning wallets. You left out muun, which is among the most popular "lightning" wallets despite not being one, but it's self custodial
With Phoenix implementing splicing, there's no excuse for not using it.
Anything short of running your own node is not entirely trustless, this goes for on-chain too. There are only varying degrees of trust minimization.
Chivo is a custodial lightning wallet (custodial bitcoin too). It literally says it is on the description.
Do people "use lightning" on Strike and Bitcoin Beach? Then yes, it is custodial lightning. You are getting semantic
Muun is not a true lightning wallet. But sure throw it in for fun.
Phoenix splicing upgrade is great improvement, but still not private, and still not trustless. You're not running your own node.
Yes, running your own node applies to on chain too, but the consequences for privacy are much less severe for Monero vs Lightning. The most a public Monero node could know is your IP. Not amounts, sender, or reciever. Not to mention the security implications for not having an active Lightning node that Monero doesn't have once txns are already confirmed.
Phoenix is a private node on phone
Bitkit is similar to phoenix with the added flexibility of connecting to any LSP (or multiple)
You'll soon be able to run Utreexo node on phone
https://phoenix.acinq.co/faq#how-private-are-my-payments-on-phoenix
Utreexo looks cool though
Chivo is a government app. No government is going to create a self custodial wallet. It's meant for people who know nothing about bitcoin & interoperable with any lightning wallet. There's no compulsion to use it, and you shouldn't if you're familiar enough with self custody.
You're literally admitting it is custodial.
Who cares who created it? It's a popular lightning wallet and it is custodial. That was my point.
