You coming to our party today sir?

Me: “Dang. You’re doing good for your age. How do i get to be like you when i grow up?”

92 year old patient: “Bourbon.”

I don't really go to the doctor either, but I wouldn't have had been able to get help with my knee surgery if I hadn't been a member already.

They can't legally call it insurance, but it is actually insurance against those random big bills you may get. Injuries and pregnancies are their most common events. And people like me would help you pay them.