Replying to Avatar Strypey

nostr:npub1l3gpk6vrudg8r67swqlex5alv9ch59s4lw46kk6hekuxe2n3aczsyqvu48

I guess some people use PayPal? Not me. I've never trusted it, and the more I learn about the people behind it, the more true that is.

nostr:npub1trdnqrfstufc45awha43p6xy2n0v6czuhapzh4r09hap08dg0c6s9gussx

Aye, it's about my least favorite, but it *is* convenient for online shopping. We don't have too many good options in the U.S.

Zelle is incredibly capricious. They have all kinds of throttling algorithms that are a total black box. you can go to pay your rent and then find out you can only transfer $500 per day. That happened recently to someone I know.

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nostr:npub1l3gpk6vrudg8r67swqlex5alv9ch59s4lw46kk6hekuxe2n3aczsyqvu48

> Zelle is incredibly capricious

This is analogous to saying the same thing about FB or Titter. The core problem is not the behaviour of these companies or the people running them. But that we've allowed our payments systems and social networks to be privatised by proprietary tech companies. Which neoliberalism has allowed to form mon/olig-opolies and mon/olig-opsonies, and enshittify services for everyone.

See Doctorow's new book. In both cases, it's a collective action problem.