What is great about open-source money is different people can use it has a basis for building financial products that cater to their region's specific needs.

- If you need more privacy you and those in your community could be running coinjoins

- If you need cheaper fees and frequent payments you could be running lightning

- If you need really simple user interfaces you can use ecash

While the base network and asset chugs along there are islands where people can use the value in the network and extract it into a layer that works for them.