I assumed you weren't in America because we get in fairly quickly in America, even with the fascistic Obamacare. (Fascism is the merger of government and private businesses. Most people call it crony capitalism)

General care us usually 1 day to a week out. Urgent care is available any day during business hours, and the emergency rooms are 24/7 anytime you need them, but it costs the insurance around $3,000 just to be admitted into the emergency ward.

My insurance for my family since Obamacare costs costs $1800/month. Before Obamacare it was only $800/month. It jumped from $800 to $1400 overnight when Obamacare kicked in.

Forced collectivist governments are immoral and evil. People should never be forced to pay for a service they didn't want or ask for. They should be able to decide as an individual whether or not they want to pay for any government service or not.

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Agreed. Crony capitalism, what we nearly entirely have in the US, is only technically short of fascism in that the government doesn't claim ownership, but the private and public sectors are bought and paid for by the same group of extremely powerful people.

The government being their fingers in the mix always is ruinous to competition and progress, and we see in healthcare, finance, and education especially.

It's not a symptom of the free market but what happens as a market slowly becomes less and less free offer the decades.

I'm not an anarchist or libertarian, but you could accurately describe me as a Thomistic minarchist.