Maybe in parts of Europe or where have you. But out here in Asia, it's not like that at all. If you look at how the superapps like Line and Kakao are integrating stablecoins, it becomes part of the superapp ecosystem, no "crypto thing" vibes, just US dollars or Japanese Yen that are somehow "digital".
https://www.ccn.com/news/crypto/tether-line-usdt-payments-messaging/