With or without smart card?

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Discussion

With for sure.

Which vendor?

J3H145 Javacard

not bad though that is based off of a somewhat ancient platform at this point

doesn’t matter too much

What do you recommend?

I cannot give an unbiased opinion

What you have though works and is still secure

Shill me your biased opinion.

NXP JCOP 4

or wait a few months and buy mine