Please define a "small custodial amount of change..." that might be 50 bitcoin to elon?

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Different amounts to different people. My definition of pocket change is probably a bit different from nostr:npub15dqlghlewk84wz3pkqqvzl2w2w36f97g89ljds8x6c094nlu02vqjllm5m‘s.

Doesn’t have to be defined, because it’s based on individual risk tolerance. ie. Your example of Elon

No matter how big you are, don't create a honey pot for bad actors. If you leave money on the table for them, then you are incentivising them to be crooks.