If someone sets up a GoFundMe for an emergency, their eligibility for FEMA funding and assistance can be affected, but it's not a straightforward exclusion. Here's how it works:

FEMA's Policy on Duplication of Benefits: According to FEMA's guidelines, they cannot duplicate benefits that an individual has received from another source for the same disaster-related need. This means if you receive money from a GoFundMe for a specific disaster-related expense, like home repairs or funeral expenses, FEMA might not provide aid for that same expense. However, if the crowdfunding funds were used for general recovery or for different needs than what FEMA would cover, you might still be eligible for FEMA assistance for other disaster-related expenses.

Specific vs. General Use of Funds: The key distinction is whether the GoFundMe funds are earmarked for specific items or expenses. If the GoFundMe is set up for general disaster recovery and not for a particular item or expense that FEMA would cover, it typically does not count as a duplication of benefits.

Documentation and Appeals: If there's any ambiguity about the use of GoFundMe funds, it's important for individuals to document how the money was spent. If FEMA initially deems you ineligible due to the potential duplication of benefits, you have the right to appeal their decision by providing documentation showing that the funds received did not cover all disaster-related needs or were used for different purposes.

Public Sentiment on X: Posts on X suggest a common understanding among users that having a GoFundMe might reduce or affect FEMA assistance, particularly highlighting that one should be very specific about how the funds are used to avoid overlapping benefits. However, these are user opinions and not official FEMA policy statements.

In summary, while setting up a GoFundMe does not automatically disqualify someone from receiving FEMA assistance, the use of those funds for specific disaster-related expenses can impact what FEMA will cover. It's crucial to keep detailed records of how funds are used and to be aware of FEMA's duplication of benefits policy when applying for assistance.