Lightning has been working reliably for me since 2019 as a pleb with a raspi. It's 1000x better than it was when we started now than then. Alby hub's functionality has been a huge development in the last year, and Zeus as a frontend makes spending feel better than custodial solutions with the clean frontend and ease of use.

What tools are you using today that make you bearish on lightning?

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Tools and adoption is much better. Agreed the UX is smoother these days when liquidity is available.

The problem with channels persists, and it's a big, massive problem imho.