They can just freeze your bank account. I saw a story about a guy having his accounts frozen (except for deposits - lol) for three months because of a disputed/suspicious $40 Zelle payment. Dude had to scramble just to pay bills because they froze it all for an investigation. Imagine if they actively hate you. You're fucking done.
#Bitcoin is important. You can even use Monero alongside it. I'll still love you. A tool is a tool.