Youll need a monitor and keyboard initially but can go fully headless after configured.

Refurbished Dell Optiplex SFF 5050 or similar model from Amazon is power stable and much faster than a raspberry pi.

Add a 2TB or larger NVME. Total cost about $175-$200

Setup Ubuntu 20.04 or newer.

For software, install Nextcloud for your own cloud. Remote access with phone apps is doable if you setup the certs as long as you can get a static ip.

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For a monitor, consider a simple hdmi display that is temporary. A 5" raspberry pi resistive touchscreen monitor type from amazon for $40-$50 is fine if you dont have a neighbor that can lend you a tv for a day or a common area.

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setup proxmox,

Spin up a Ubuntu/Debian/turnkey vm,

Install nextcloud.

Virtualization is important.

& nextcloud is on start9 iirc

Yall are making me hard with this homelab talk