It's not an interrogation to ask these simple basic questions. Living in poverty has nothing to do with your credit score only your effectiveness to pay your bills on time.
If you were a real friend you would ask these questions prior to putting this message up so if anyone like me asks it's a simple answer. If it's none of my business then don't post this note at all asking for help. My money is more personal then your effort your making for your friend which actually is none of your business because it's their problem & not yours if this is even real.
It sounds to me that you are trying to pull a scam here to make $700 bucks. As anyone with a job & needed to fix their only source of transportation would either A get a loan, B use a credit card, C use a taxi service, D take public transportation, E hitch a ride from a friend, or F talk to the boss at the job explain the circumstance & ask if theres anyone in the workplace they could carpool with till they get their shit fixed. You know if you we're sincere & not a rude like your last sentence was I might have gave a couple hundred bucks or the full $700.
Too bad you screwed that up for your "friend" if this is even real to begin with. Now you can respond if you want but I won't after this i'm done with this bullshit nonsense of a scam.