The average house user is forced to look after their house keys, so yes, they do out of necessity.

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people are ok with banks, because there is bailouts

imagine being no guarantees(nobody cand give your btc if custodial go bankrupt)

* sudently average people is forced out of necessity to self custody *

Oh nooooo…🫠

For sure it's out of necessity, but I don't think it can be categorized as "forced to", nobody is actually forced to.