mutinywallet is the closest to a self custody wallet with almost all feature of a custodian one. would have use it if the channel force close incident is not frequent

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Just use Phoenix. Its a self custody lightning network wallet.

Alas, there will be cost to use leading edge technologies.. especially one that promote self custodial of one's own money. I recommend we bite the bullet, be reckless with small amount of sats and help them scale, if we can afford it.