Peak 🤡🌎. Here, CreditKarma is advising me that I should have a combination of 21+ credit cards, loans, and mortgages to rate ‘Excellent’. My paltry 7 is holding me back.
No, thanks. We’re opting out as fast as we can.
Anyone who can successfully manage 21 lines of credit:
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More likely:
It’s almost like the more credit people use, the better it is for them.
