Peak 🤡🌎. Here, CreditKarma is advising me that I should have a combination of 21+ credit cards, loans, and mortgages to rate ‘Excellent’. My paltry 7 is holding me back.

No, thanks. We’re opting out as fast as we can.

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Yes, then you will be the standout :)

nostr:note1mvvydyqvpn0emdzx4msmdeqpxh23qh5wz8wemfne4m20w6qdldvsagru4w

Anyone who can successfully manage 21 lines of credit:

More likely:

It’s almost like the more credit people use, the better it is for them.

ESG

fuck credit

Slave Score

Unreal.

Fiat debt score 🤢

Okay now do the the United States

Ok, I think I have exactly zero credit cards. I mean technically I might have a German one but I have so far not used it once.

It does suck that occasionally CC is the only option.