Yes, for the dummy wallet protocol.

The second you want to double confirm a new address out of a real xpub you need a second HWW.

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I also like the idea of having a backup HWW, especially a stateless one, Incase your corporate HWW gets bricked.

This has happened to many people many times, especially Coldcards.

Agreed, definitely a nice to have

Some people will say I'm just saying that to hate on Coinkite,

This is not the case - it's just pure fact that has been publicly discussed on Twitter many times - having deleted mine I do not have receipts.

Disclaimer: my old Coldcard still works fine.

Seed Tool does the address gen too