Should have cashed that fucker out in 2020 when you had a window to do it without penalties and just piled it all into Bitcoin.

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💯💯💯 missed op 4 sure

I'm still planning to cash it out and take the penalty... Need to get moving on it

They will let you do that? The only way I see to cash out your 401k is by quitting

Yeah, might not get all of their match either but long term its a no brainer