Lightning is awesome I've had a channel open for over a year and my zeus wallet connects and I can spend in the wild.

I just get worried thinking about risking a lot on it because it's so complicated to back up channels and haven't found a solution besides asking for cooperative closing.

I wonder if there could be a way a watchtower could back up your node or something like that.

I don't understand server back ups to keep the latest channel states and don't ever want to get penalized.