Here you go:

– Security risk: Monero’s 2017 bug allowed coins to be created out of thin air—undetected for months.

– Consensus failure: 2019 hard fork caused a 2-chain split due to non-deterministic block hashing.

– Wallet bugs: The 2022 bug in monero-wallet-rpc caused incorrect balances for months.

– Attack surface: Every hard fork expands it—new cryptography = new risk. Bitcoin avoids this by evolving conservatively.

– Low adoption: 10% of BTC’s volume sounds great... until you realize BTC has 100x the user base, merchant support, and liquidity.

– Auditability: You 'believe' Monero’s supply is right because math says so—Bitcoin proves it transparently on-chain. Big diffetence. Not going to get an insurance company to use it as collateral for example