I guess the high fees on-chain don't bother me too much because I dont require speed for confirmations. Even if I wait 2 weeks for a confirmation, its still faster than Visa or Mastercard settlement which can take up 2 years to settle.

In both Bitcoin and Visa, the transaction appears instantly, but Bitcoin clearly has the faster settlement time, even during periods of high fees.

If im buying a big ticket item, i will pay the higher fee. So this isnt very often.

Otherwise, I can wait, and im typically not spending my bitcoin, im receiving it 😉

The only reasons I use LN really is for Nostr lol