Yeah if u wanted to buy insurance for your nice car or whatever… u could

But it shouldn’t be forced

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Sure. Forcing into a contract is not a good thing in any case. But in this case you might want to buy an insurance, because the car is very expensive and you don't want to pay a lot more of something happens.

But I also think that priced in bitcoin cars will get cheaper and cheaper over time too… going to 0 vs bitcoin so the expensive car won’t be that expensive