If a phone could do what the flipper can do, we could make phone to phone payments via NFC....

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NFC Tools can read, write, and emulate on the paid version. That means the hardware is capable at least.

Saw this, but I can't keep up with a lot of it. https://medium.com/the-almanac/how-to-build-a-simple-smart-card-emulator-reader-for-android-7975fae4040f