If you are young enough to believe you have 25 years of work ahead of you, it’s probably best to invest in yourself.
You really want to break into the non-linear part of the income distribution as early as possible. This is much easier for some than it is for others.
The best advice is to be the very best at whatever you do. You don’t have to make the NFL draft, or get into Goldman, there are hairdressers and plumbers out there with $200m self made net worth.
That’s the part nobody tells you.
The zenith of any field can potentially collect the revenue of 40% of that field. That is the fundamental nature of what capitalism is. The very best are the ones who allocate the capital.
Your education, experience and skills are inalienable, they are indivisible from you no matter what scale of failure or misfortune you might pass.
I also like this message because it frees everyone to pursue their legitimate passions. 
Exactly, there are so many paths to the top 10%. But the people who haven’t reached it and are wasting all their free time on social media might want to rethink their strategy.
I was just talking to one of my kids yesterday about how the ‘90s are a blur to me. I don’t know much of what was going on culturally at all. I watched The Last Dance a couple months ago and I felt like someone from another country watching it because I was so busy during my 20s.
I worked 40-50 hours a week and then spent another 40 hours a week learning whatever skills I needed to help me accomplish my next professional goals. Not to even mention raising 2, then 3, and then 4 kids.
I look around and see so many people just completely wasting their 20s and I see so many people my age in their 50s who wasted their 20s and they are all moaning about how they’ll never be able to retire. People in their 50s who have no kids and have no wealth accumulated are doubly fucked. Don’t be like those people.
Yes, also raising kids beats accumulating wealth for me.
It’s very difficult to articulate, but having your first child is like suddenly and unexpectedly becoming two people.
If you have 4 children, essentially you are 5 people on Earth, and you benefit the full emotional experience of those 5 lives.
If you live to 80, and see your 4 children to 55 then you have essentially experienced 300 years of life.
Not everyone is so fortunate, but the people who voluntarily choose wealth over children are missing some wisdom.
Loving your children is the only way you gain time on Earth. The. Only. Way.
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