You don't have to restore the balance for your customers it is represented in the ecash itself.

Yes, and custody risk is the same. But that is not point here.

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the mint must keep a ledger of spent proofs. If that is gone/corrupted, you have the same problem

not really the same problem, but a different one

fair enough, I was not precise in my writing as to make a point

GL redeeming your bearer tokens if the mint rugs on you.