LOL yea that meme is not 100% facts, because of course you need to use Tor for either one, but there is a reason why its used so often because it is directionally true. Monero still provides better default privacy without so many hoops to jump through.
the one Kanzan posted in this thread: nostr:nevent1qgs0npwnpyvheqz7zuvuwvv9k460c0hyqlturds40hhfn34vufvehwcqyzmedf9x4a7ga33dtjk88s0n0nw9yspkfgdna2xsv23wchfr7jddjx63xau
it puts "use tor" as an example of the gymnastics you have to do to gain financial privacy if you don't use monero
of course, if you're not using tor on monero, it's a lot easier for sybils to collect your ip address and link them to your transactions
Dandelion helps prevent this too, but it's much better with tor
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