You spend 3–4 months a year working to fund waste, fraud, retirees, and other people’s medical bills under the vague promise that if you slave away for 40 years, you’ll eventually join the same club on the recurving end. All the while knowing damn well your contributions and your so-called “reward” will be wildly mismatched. You’re not investing, you’re underwriting a collapsing system designed to rob you now and shortchange you later.