How do you prefer to use/pay with Bitcoin:
+ onchain wallet
+ own lightning wallet
+ spark based wallet
+ ark based wallet
+ custodial wallet
zaps if you share more details on your preferences.
It's not for everyone, but I love using my own lightning node.
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Why not for everyone?
Well it wasn't impossible, but the challenges include
* Getting a PC/laptop
* Access to 24/7 power and internet
* The technical hurdle of setting up
I consider it well worth the effort. But not everyone has the drive to execute