The ops following the Dave Ramsey method

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it's so tempting with bitcoin to just set the minimum payment, and route the rest of the paycheck to bitcoin...

seems like cheating though, and i always feel like it gives me license to spend 10% more than i would if i had to pay the bill off.

i think i need to go back to the school of dave ramsey to curb some bad habits rn

I’ve been paying mostly the minimums lol . A bit more if I’m spending more heavy but it was clearly they to trade

The right *

I’ve been doing this too😎 paying the rent on credit the last few months as well

It’s insignificant relative to my net worth but I see no point in paying it off. Might as well maximize my bitty

Exactly. Let the banks have their nickels and dimes, I’m getting the 100s

It’s win win. The banks are happy and think I’m a sucker, I’m happy and think they are a sucker

Rekt