Think about it as a usual fiat bank account where you have (close to) 0 fees to send money internationally.

If you are already on Bitcoin standard, then it doesn't give you anything and it's essentially hot KYC garbage, but if you are on fiat standard, then:

- you have a cool bank account and you can pay any lightning invoice / onchain address without creating a taxable event.

- you can buy KYC Bitcoin for your fiat essentially without fees and directly to your LN wallet.