Monero isn't perfect, but it is better than Bitcoin as a digital cash

Large sharp spikes in demand would increase fees on Monero, but because of dynamic blocks it would adjust to accommodate them over time and fees would fall again even if that demand persisted. The same cannot be said of Bitcoin. Fees will climb and stay high with more demand no matter how much time passes

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What I can't understand concerning Monero is the system of penalty in order to increase blocksize.

As a miner you can't loose more than 0,6 XMR in penalties (block subsidy), so what is preventing a rich attacker to pay more than 0,6 XMR in fees / block, thus the miner would be incentivized to increase the block size over and over ?