Do other countries not use credit cards?
Discussion
I have 1. My best friend never had a credit card.
Mostly only debit..
Yes I never used a credit card. Only debit always.
Why is that? I’ve found that if and when any issues or fraud arise, it’s very difficult to get help/reversals with a debit card. Not true with credit.
While I wouldn’t recommend a credit card to someone who isn’t responsible financially, they can be very useful as long as you pay off your entire balance.