You guys are american i guess 🤣

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Discussion

Do other countries not use credit cards?

I have 1. My best friend never had a credit card.

Mostly only debit..

Yes I never used a credit card. Only debit always.

Why is that? I’ve found that if and when any issues or fraud arise, it’s very difficult to get help/reversals with a debit card. Not true with credit.

While I wouldn’t recommend a credit card to someone who isn’t responsible financially, they can be very useful as long as you pay off your entire balance.

There is no advantage to a debit card other than you’re irresponsible with credit

Yes